Electronic Fund Transfers (Regulation E)
GPTKB entity
Statements (51)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
gptkb:United_States_federal_law
|
| gptkbp:amendedBy |
gptkb:Dodd-Frank_Wall_Street_Reform_and_Consumer_Protection_Act
|
| gptkbp:appliesTo |
online banking
financial institutions consumers third-party payment processors mobile payment services prepaid accounts remittance transfers direct deposit of government benefits electronic benefit transfer (EBT) systems electronic check conversion electronic payroll deposit peer-to-peer payment apps person-to-person payment systems |
| gptkbp:codifiedIn |
gptkb:12_CFR_Part_1005
|
| gptkbp:covers |
debit card transactions
point-of-sale transfers preauthorized transfers telephone transfers ATM transfers |
| gptkbp:dateEnacted |
gptkb:Electronic_Fund_Transfer_Act
|
| gptkbp:enforcedBy |
gptkb:Consumer_Financial_Protection_Bureau
gptkb:Federal_Reserve_Board |
| gptkbp:excludes |
wire transfers
securities transfers |
| https://www.w3.org/2000/01/rdf-schema#label |
Electronic Fund Transfers (Regulation E)
|
| gptkbp:limitation |
consumer liability for unauthorized transfers
fees for electronic fund transfers |
| gptkbp:prohibits |
compulsory use of electronic fund transfers for employment or government benefits
|
| gptkbp:protectedBy |
consumers
|
| gptkbp:provides |
administrative enforcement
procedures for lost or stolen cards civil liability for violations procedures for unauthorized transactions |
| gptkbp:regulates |
electronic fund transfers
|
| gptkbp:requires |
error resolution procedures
investigation of errors notification of changes in terms disclosure of terms and conditions periodic statements receipts at electronic terminals clear and conspicuous disclosures consumer consent for recurring transfers error resolution within 45 days investigation of unauthorized transfers opt-in for overdraft services timely notification of errors |
| gptkbp:startDate |
1978
|
| gptkbp:bfsParent |
gptkb:12_CFR_Part_1005
|
| gptkbp:bfsLayer |
8
|