U.S. Small Business Administration loan programs

E749743

U.S. Small Business Administration loan programs are federally backed financing options designed to help small businesses start, operate, and expand by providing more accessible credit terms through participating lenders.

All labels observed (7)

How this entity was disambiguated

Statements (63)

Predicate Object
instanceOf government-backed small business financing program portfolio
administeredBy U.S. Small Business Administration
backedBy federal government of the United States
country United States
eligibilityCriteria must demonstrate ability to repay the loan
must demonstrate need for credit not available on reasonable terms elsewhere
must meet SBA definition of small business
must operate for profit for most programs
must operate in the United States or its territories
feature SBA review or approval for many loans
credit underwriting by private lenders
longer repayment terms than conventional loans
partial government guarantee of loan principal
potentially lower down payments
use of proceeds restrictions and guidelines
guaranteeProvider U.S. Small Business Administration
implementedThrough banks
credit unions
non-bank lenders
participating lenders
includesProgram SBA 504 Loan Program
SBA 7(a) Loan Program
SBA CAPLines Program
SBA Community Advantage Program
SBA Disaster Loan Program
SBA Export Express Program
SBA Export Loan Programs
SBA Export Working Capital Program
SBA Express Loan Program
SBA International Trade Loan Program
SBA Microloan Program
linked to: Microloan Program

SBA Veterans Advantage initiatives
intendedEffect encourage lenders to extend credit to higher-risk small businesses
promote economic development
support job creation and retention
legalBasis Small Business Act of 1953 and subsequent amendments
oversightBy U.S. Congress
purpose facilitate access to credit for small businesses
support small business creation
support small business expansion
support small business working capital needs
regulates eligible business types
eligible use of funds
fee structures
guarantee percentages
maximum loan amounts by program
riskMitigationMechanism federal loan guarantees to lenders
sector small business finance
supportsUseCase business acquisition
debt refinancing under certain conditions
disaster recovery and rebuilding
equipment purchase
export development and financing
inventory purchase
real estate acquisition
working capital financing
targetBeneficiary eligible agricultural enterprises
eligible nonprofit organizations
small businesses
startups
typicalLoanSizeRange 504 loans for major fixed assets often in the millions
7(a) loans up to multi-million dollar limits
microloans up to around $50,000

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Referenced by (8)

Full triples — surface form annotated when it differs from this entity's canonical label.

Small Business Administration 7(a) Loan Program partOf U.S. Small Business Administration loan programs
Small Business Administration 7(a) Loan Program relatedProgram SBA Express Loan Program
linked to: U.S. Small Business Administration loan programs
United States federal programs notableExample Small Business Administration loan programs
linked to: U.S. Small Business Administration loan programs
U.S. Small Business Administration loan programs includesProgram SBA 504 Loan Program
linked to: U.S. Small Business Administration loan programs
U.S. Small Business Administration loan programs includesProgram SBA Export Loan Programs
linked to: U.S. Small Business Administration loan programs
U.S. Small Business Administration loan programs includesProgram SBA CAPLines Program
linked to: U.S. Small Business Administration loan programs
U.S. Small Business Administration loan programs includesProgram SBA Express Loan Program
linked to: U.S. Small Business Administration loan programs
U.S. Small Business Administration loan programs includesProgram SBA International Trade Loan Program
linked to: U.S. Small Business Administration loan programs