Direct Unsubsidized Stafford Loans

URI: https://gptkb.org/entity/Direct_Unsubsidized_Stafford_Loans

GPTKB entity

Statements (42)

Predicate	Object
gptkbp:instanceOf	Student Loan
gptkbp:aggregateLoanLimitGraduate	$138,500
gptkbp:aggregateLoanLimitUndergraduateDependent	$31,000
gptkbp:aggregateLoanLimitUndergraduateIndependent	$57,500
gptkbp:application	gptkb:FAFSA
gptkbp:availableOn	graduate students undergraduate students
gptkbp:canBe	gptkb:transportation books tuition fees supplies room and board other education-related expenses
gptkbp:canBeConsolidated	true
gptkbp:creditCheckRequired	false
gptkbp:defaultConsequences	damage to credit, wage garnishment, loss of eligibility for federal aid
gptkbp:defermentAvailable	yes
gptkbp:eligibleForIncomeDrivenRepayment	true
gptkbp:eligibleForPublicServiceLoanForgiveness	true
gptkbp:flowsThrough	sent to school to pay for educational expenses
gptkbp:forbearanceAvailable	yes
gptkbp:gracePeriod	6 months after leaving school
https://www.w3.org/2000/01/rdf-schema#label	Direct Unsubsidized Stafford Loans
gptkbp:interestAccruesDuringSchool	true
gptkbp:interestCapitalizes	at repayment or deferment end
gptkbp:interestRate2023-2024Graduate	7.05%
gptkbp:interestRate2023-2024Undergraduate	5.50%
gptkbp:interestRateSetBy	gptkb:U.S._Congress
gptkbp:loanLimitDependentStudent	$5,500 to $7,500 per year
gptkbp:loanLimitIndependentStudent	$9,500 to $12,500 per year
gptkbp:maximumLoanAmount	varies by year and student status
gptkbp:offeredBy	gptkb:U.S._Department_of_Education
gptkbp:originationFee	charged
gptkbp:repaymentBegins	after graduation or dropping below half-time enrollment
gptkbp:repaymentPlansAvailable	gptkb:Graduated_Repayment_Plan gptkb:Income-Driven_Repayment_Plans gptkb:Standard_Repayment_Plan gptkb:Extended_Repayment_Plan
gptkbp:subsidized	false
gptkbp:bfsParent	gptkb:FFEL_Unsubsidized_Stafford_Loans
gptkbp:bfsLayer	7