Statements (56)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:financial_assistance
|
| gptkbp:application |
FAFSA required
|
| gptkbp:borrower_education |
Counseling required before disbursement
|
| gptkbp:borrower_eligibility |
No credit check required
|
| gptkbp:borrower_responsibilities |
Repay loan with interest
|
| gptkbp:borrower_support |
Customer service available for inquiries.
|
| gptkbp:can_be_used_for |
gptkb:transportation
Tuition and fees Books and supplies Room and board Personal expenses |
| gptkbp:cancellation_reason |
Limited circumstances
|
| gptkbp:consequences |
Negative impact on credit score
|
| gptkbp:consolidation |
Available
|
| gptkbp:currency |
Fixed interest rate
|
| gptkbp:eligibility |
gptkb:Federal_Pell_Grant
Undergraduate and graduate students |
| gptkbp:financial_aid |
Various private companies
Directly to the school Varies by year in school Education expenses Promissory note required $20,500 per year for graduate students Managed by loan servicers Right to deferment and forbearance |
| gptkbp:financial_need |
Not required
|
| gptkbp:grace_period |
6 months after graduation
|
| https://www.w3.org/2000/01/rdf-schema#label |
Direct Unsubsidized Loans
|
| gptkbp:impact_on_credit |
Reported to credit bureaus
|
| gptkbp:interest_rate_cap |
Set by Congress
|
| gptkbp:interest_rate_type |
Fixed
|
| gptkbp:investment |
Starts immediately
|
| gptkbp:is_available_on |
gptkb:2010
|
| gptkbp:loan_application_deadline |
Varies by school
|
| gptkbp:loan_disbursement_frequency |
Typically semester-based
|
| gptkbp:loan_forgiveness_programs |
Public Service Loan Forgiveness available
|
| gptkbp:loan_interest_calculation |
Simple interest calculation
|
| gptkbp:loan_interest_rate_history |
Rates vary annually
|
| gptkbp:loan_renewal |
Annual application required
|
| gptkbp:loan_repayment_challenges |
Can lead to financial hardship if not managed
|
| gptkbp:loan_status_tracking |
Available online
|
| gptkbp:loan_transferability |
Can be transferred to another servicer
|
| gptkbp:loan_type |
Unsubsidized loan
|
| gptkbp:part_of |
Direct Loan Program
|
| gptkbp:payment_methods |
10 to 25 years
Standard, Graduated, Extended Online, mail, and automatic debit options available |
| gptkbp:provides_access_to |
gptkb:U._S._Department_of_Education
|
| gptkbp:repayment_assistance |
Available through various programs
|
| gptkbp:repayment_plan_options |
Income-driven repayment plans available
|
| gptkbp:repayment_start |
After graduation or leaving school
|
| gptkbp:throws |
Available
|
| gptkbp:type |
gptkb:financial_assistance
|
| gptkbp:bfsParent |
gptkb:financial_assistance
gptkb:Federal_Direct_Student_Loan_Program |
| gptkbp:bfsLayer |
4
|