Depository Institutions Deregulation and Monetary Control Act
GPTKB entity
Statements (63)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:legislation
|
| gptkbp:addressed |
credit availability
|
| gptkbp:allows |
interest on checking accounts
|
| gptkbp:amended_by |
banking regulations
|
| gptkbp:amends |
gptkb:Federal_Reserve_Act
gptkb:Banking_Act_of_1933 |
| gptkbp:created |
new financial products
|
| gptkbp:date_enacted |
gptkb:1980
|
| gptkbp:effective_date |
March 31, 1980
|
| gptkbp:enacted_by |
gptkb:United_States_Congress
|
| gptkbp:established |
uniform reserve requirements
|
| https://www.w3.org/2000/01/rdf-schema#label |
Depository Institutions Deregulation and Monetary Control Act
|
| gptkbp:impact |
interest rates
|
| gptkbp:increased |
bank profitability
FDIC insurance limits |
| gptkbp:influenced |
financial crises
regulatory environment monetary policy tools financial market stability credit markets banking industry structure financial sector growth savings and loan crisis banking technology advancements interest rate volatility banking regulations in the 1990s consumer banking behavior |
| gptkbp:introduced_in |
gptkb:House_of_Representatives
gptkb:Senate |
| gptkbp:is_affected_by |
monetary policy
financial stability banking sector profitability lending practices |
| gptkbp:is_opposed_by |
consumer advocacy groups
|
| gptkbp:is_supported_by |
gptkb:financial_institutions
|
| gptkbp:led_to |
financial innovation
increased consumer debt increased scrutiny of banks increased competition among banks greater financial integration increased bank mergers increased risk in banking |
| gptkbp:part_of |
financial deregulation movement
|
| gptkbp:purpose |
deregulate depository institutions
|
| gptkbp:related_to |
gptkb:Dodd-Frank_Act
Monetary Control Act |
| gptkbp:repealed_by |
Regulation Q
|
| gptkbp:resulted_in |
consolidation of banks
greater consumer choice changes in financial regulation changes in consumer protection laws changes in interest rate policies changes in reserve requirements greater access to credit increased foreign investment in banks |
| gptkbp:signed_by |
gptkb:President_Jimmy_Carter
|
| gptkbp:updates |
banking practices
bank capital requirements banking competition dynamics banking landscape savings account interest rates |
| gptkbp:bfsParent |
gptkb:Garn-St._Germain_Depository_Institutions_Act_of_1982
|
| gptkbp:bfsLayer |
5
|