Statements (23)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
Financial metric
|
| gptkbp:abbreviation |
gptkb:DTI
|
| gptkbp:calculationMethod |
Total monthly debt payments divided by gross monthly income
|
| gptkbp:commonThreshold |
36%
|
| gptkbp:expressedIn |
Percentage
|
| gptkbp:highDTIIndicates |
Higher credit risk
|
| https://www.w3.org/2000/01/rdf-schema#label |
Debt-to-Income Ratio
|
| gptkbp:importantFor |
Loan approval
Mortgage approval |
| gptkbp:lowDTIIndicates |
Lower credit risk
|
| gptkbp:lowerIsBetter |
True
|
| gptkbp:measures |
Borrower's ability to manage monthly payments and repay debts
|
| gptkbp:regulates |
gptkb:Consumer_Financial_Protection_Bureau
|
| gptkbp:relatedTo |
Credit score
Back-end ratio Front-end ratio Loan-to-Value Ratio |
| gptkbp:usedBy |
gptkb:Banks
Mortgage lenders Credit card issuers |
| gptkbp:usedIn |
Lending decisions
|
| gptkbp:bfsParent |
gptkb:DTI
|
| gptkbp:bfsLayer |
6
|