Statements (52)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
gptkb:financial_services_company
|
| gptkbp:alternativeTo |
Credit scoring agencies (for individuals)
|
| gptkbp:businessModel |
Fees from investors
Fees from issuers |
| gptkbp:controversy |
Alleged rating inflation
Slow to downgrade failing entities |
| gptkbp:criticizedFor |
Conflicts of interest
Role in 2008 financial crisis |
| gptkbp:example |
gptkb:Kroll_Bond_Rating_Agency
gptkb:Fitch_Ratings gptkb:Moody's_Investors_Service gptkb:Standard_&_Poor's gptkb:A.M._Best gptkb:DBRS_Morningstar |
| gptkbp:first_agency |
Moody's (founded 1909)
|
| gptkbp:function |
Assess creditworthiness of entities
|
| gptkbp:globalPresence |
Yes
|
| gptkbp:headquarters |
Primarily in New York City
|
| https://www.w3.org/2000/01/rdf-schema#label |
Credit rating agencies
|
| gptkbp:impact |
Affect interest rates and investment decisions
|
| gptkbp:industry |
Finance
|
| gptkbp:legalStatus |
Nationally Recognized Statistical Rating Organization (NRSRO) in US
|
| gptkbp:market |
Dominated by the 'Big Three' (Moody's, S&P, Fitch)
|
| gptkbp:method |
Quantitative and qualitative analysis
|
| gptkbp:notableClient |
Financial institutions
Governments Corporations Municipalities |
| gptkbp:origin |
gptkb:United_States
|
| gptkbp:products |
ESG ratings
Bank ratings Corporate ratings Green bond ratings Insurance ratings Municipal bond ratings Sovereign ratings Structured finance ratings |
| gptkbp:publishedIn |
Research reports
Credit reports Outlook statements |
| gptkbp:rating_scales |
AAA, AA, A, BBB, BB, B, CCC, CC, C, D
|
| gptkbp:regulates |
Credit ratings
European Securities and Markets Authority (ESMA) in EU Securities and Exchange Commission (SEC) in the US |
| gptkbp:relatedConcept |
Credit bureaus
Credit scoring Bond market |
| gptkbp:role |
Provide credit ratings for bonds, companies, and governments
|
| gptkbp:service |
Investor-paid ratings
Issuer-paid ratings |
| gptkbp:bfsParent |
gptkb:Moody's_Corporation
|
| gptkbp:bfsLayer |
6
|