Statements (89)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
gptkb:collaboration
gptkb:financial_services_company |
| gptkbp:acceptDeposits |
True
|
| gptkbp:canBe |
Association-based credit unions
Central credit unions Community credit unions Corporate credit unions Employer-based credit unions Federal credit unions (in the US) International credit unions Military credit unions Online-only credit unions Religious credit unions State-chartered credit unions (in the US) Student credit unions |
| gptkbp:celebrates |
gptkb:International_Credit_Union_Day
|
| gptkbp:differenceFromBanks |
Democratic control
Limited field of membership Member ownership Not-for-profit status Profits returned to members |
| gptkbp:distinctFrom |
gptkb:Banks
|
| gptkbp:firstCreditUnionInUS |
St. Mary’s Bank, New Hampshire, 1908
|
| gptkbp:focusesOn |
Community development
|
| gptkbp:governedBy |
Board of Directors elected by members
|
| https://www.w3.org/2000/01/rdf-schema#label |
Credit Unions
|
| gptkbp:insuredBy |
NCUA in the US
|
| gptkbp:makeLoans |
True
|
| gptkbp:membershipBasedOn |
Common bond (such as employer, community, or association)
|
| gptkbp:membersWorldwide |
Over 375 million
|
| gptkbp:motto |
People helping people
|
| gptkbp:nonProfitStatus |
True
|
| gptkbp:numberOfRooms |
Over 85,000
|
| gptkbp:offers |
Credit cards
Checking accounts Savings accounts Loans Mortgages Online banking |
| gptkbp:originatedIn |
19th century Europe
|
| gptkbp:ownedBy |
Members
|
| gptkbp:profitsUsedFor |
Benefit of members
|
| gptkbp:provides |
ATM access
Mobile banking Financial counseling Financial education Bill pay services |
| gptkbp:purpose |
Provide financial services to members
|
| gptkbp:regulates |
National Credit Union Administration (NCUA) in the US
Credit Union Central bodies in Canada Prudential Regulation Authority in the UK Australian Prudential Regulation Authority in Australia Local and national authorities in various countries |
| gptkbp:subject |
Anti-money laundering regulations
Auditing Supervision by regulators Reporting requirements Consumer protection laws Capital adequacy standards Deposit insurance requirements Lending limits |
| gptkbp:supports |
gptkb:market
Affordable housing Disaster relief Financial inclusion Charitable activities Social responsibility Community projects Volunteerism Remittances Sustainable finance Underserved communities Senior services Affordable credit Cooperative networks Credit union leagues Ethical banking Financial literacy Green lending Low-income members Member advocacy Shared branching Small business lending World Council of Credit Unions (WOCCU) Youth accounts |
| gptkbp:symbol |
Handshake logo
|
| gptkbp:taxStatus |
Tax-exempt in many jurisdictions
|
| gptkbp:bfsParent |
gptkb:Online_Banking
|
| gptkbp:bfsLayer |
5
|