Consumer Financial Protection Act
GPTKB entity
Statements (52)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:legislation
|
| gptkbp:addresses |
financial abuse of older adults
financial exploitation of vulnerable populations student loan repayment issues |
| gptkbp:aims_to |
promote financial literacy
prevent predatory lending reduce financial fraud enhance consumer access to financial services |
| gptkbp:allows |
consumer complaints
|
| gptkbp:amends |
gptkb:Dodd-Frank_Wall_Street_Reform_and_Consumer_Protection_Act
|
| gptkbp:applies_to |
mortgage lenders
credit card companies student loan servicers |
| gptkbp:date_enacted |
July 21, 2010
|
| gptkbp:enables |
consumers to opt-out of certain practices
|
| gptkbp:enacted_by |
gptkb:United_States_Congress
|
| gptkbp:encourages |
responsible lending practices
competition among financial services |
| gptkbp:enforces |
gptkb:Consumer_Financial_Protection_Bureau
|
| gptkbp:establishes |
gptkb:Office_of_Consumer_Response
gptkb:Consumer_Financial_Protection_Bureau Consumer Advisory Board Office of Financial Education |
| gptkbp:facilitates |
access to credit information
|
| https://www.w3.org/2000/01/rdf-schema#label |
Consumer Financial Protection Act
|
| gptkbp:includes |
provisions for military consumers
rules on credit reporting rules on debt collection rules on payday loans |
| gptkbp:is_funded_by |
fees from financial institutions
|
| gptkbp:mandates |
annual reports to Congress
consumer education initiatives |
| gptkbp:oversees |
financial education programs
|
| gptkbp:promotes |
fair lending practices
financial stability for consumers |
| gptkbp:provides |
protection against discrimination
consumer protections tools for financial decision-making guidance on mortgage servicing. |
| gptkbp:purpose |
to protect consumers in the financial sector
|
| gptkbp:regulates |
gptkb:financial_institutions
|
| gptkbp:requires |
transparency in fees
financial institutions to report data disclosure of financial products clear communication of loan terms financial institutions to provide clear terms |
| gptkbp:signed_by |
gptkb:President_Barack_Obama
|
| gptkbp:supports |
community development initiatives
research on consumer finance issues |
| gptkbp:bfsParent |
gptkb:TARP
gptkb:Rohit_Chopra |
| gptkbp:bfsLayer |
4
|