Statements (23)
Predicate | Object |
---|---|
gptkbp:instanceOf |
Loan product
|
gptkbp:affects |
Credit score
|
gptkbp:alternativeTo |
Debt management plan
|
gptkbp:benefit |
Potentially lower interest rate
Simplified payments |
https://www.w3.org/2000/01/rdf-schema#label |
Consolidation Loans
|
gptkbp:mainInterest |
Fixed rate
Variable rate |
gptkbp:mayInclude |
Personal loans
Credit card debt Medical bills Student loans |
gptkbp:offeredBy |
gptkb:Banks
gptkb:Credit_unions Online lenders |
gptkbp:purpose |
Debt consolidation
|
gptkbp:repaymentType |
Fixed monthly payment
|
gptkbp:requires |
Credit check
|
gptkbp:riskFactor |
Longer repayment term
Possible higher total interest |
gptkbp:targetAudience |
Individuals with multiple debts
|
gptkbp:bfsParent |
gptkb:Office_of_Federal_Student_Aid
|
gptkbp:bfsLayer |
5
|