Statements (23)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
gptkb:Loan_product
|
| gptkbp:affects |
Credit score
|
| gptkbp:alternativeTo |
Debt management plan
|
| gptkbp:benefit |
Potentially lower interest rate
Simplified payments |
| gptkbp:mainInterest |
Fixed rate
Variable rate |
| gptkbp:mayInclude |
Personal loans
Credit card debt Medical bills Student loans |
| gptkbp:offeredBy |
gptkb:Banks
gptkb:Credit_unions Online lenders |
| gptkbp:purpose |
Debt consolidation
|
| gptkbp:repaymentType |
Fixed monthly payment
|
| gptkbp:requires |
Credit check
|
| gptkbp:riskFactor |
Longer repayment term
Possible higher total interest |
| gptkbp:targetAudience |
Individuals with multiple debts
|
| gptkbp:bfsParent |
gptkb:Office_of_Federal_Student_Aid
|
| gptkbp:bfsLayer |
5
|
| https://www.w3.org/2000/01/rdf-schema#label |
Consolidation Loans
|