| gptkbp:instanceOf | gptkb:financial_services_company 
 | 
                        
                            
                                | gptkbp:abbreviation | CDs 
 | 
                        
                            
                                | gptkbp:alternativeTo | gptkb:bank Treasury bills
 money market account
 
 | 
                        
                            
                                | gptkbp:canBeCallable | true 
 | 
                        
                            
                                | gptkbp:canBeNegotiable | true 
 | 
                        
                            
                                | gptkbp:canBeNonCallable | true 
 | 
                        
                            
                                | gptkbp:canBeNonNegotiable | true 
 | 
                        
                            
                                | gptkbp:commonTermLengths | 5 years 1 year
 6 months
 3 months
 
 | 
                        
                            
                                | gptkbp:currency | gptkb:USD other currencies
 
 | 
                        
                            
                                | gptkbp:earlyWithdrawalPenalty | true 
 | 
                        
                            
                                | gptkbp:firstIssueDate | 1961 
 | 
                        
                            
                                | gptkbp:hasMaturityDate | true 
 | 
                        
                            
                                | gptkbp:insuredBy | gptkb:FDIC gptkb:NCUA
 
 | 
                        
                            
                                | gptkbp:interestPaid | periodically at maturity
 
 | 
                        
                            
                                | gptkbp:issuedBy | banks credit unions
 
 | 
                        
                            
                                | gptkbp:liquidity | low 
 | 
                        
                            
                                | gptkbp:mainInterest | variable fixed
 higher than savings account
 lower than stocks
 
 | 
                        
                            
                                | gptkbp:market | retail wholesale
 
 | 
                        
                            
                                | gptkbp:minimumInvestment | required 
 | 
                        
                            
                                | gptkbp:notSubjectToTax | no 
 | 
                        
                            
                                | gptkbp:offeredBy | financial institutions 
 | 
                        
                            
                                | gptkbp:ownedBy | gptkb:business gptkb:single
 gptkb:joint
 
 | 
                        
                            
                                | gptkbp:paysInterest | true 
 | 
                        
                            
                                | gptkbp:principalProtected | true 
 | 
                        
                            
                                | gptkbp:regulates | financial authorities 
 | 
                        
                            
                                | gptkbp:riskFactor | low 
 | 
                        
                            
                                | gptkbp:subjectToTax | yes 
 | 
                        
                            
                                | gptkbp:tradedOn | sometimes 
 | 
                        
                            
                                | gptkbp:transferredTo | sometimes 
 | 
                        
                            
                                | gptkbp:usedFor | gptkb:market saving
 
 | 
                        
                            
                                | gptkbp:bfsParent | gptkb:Debt_Market gptkb:Fixed_Income_Securities
 
 | 
                        
                            
                                | gptkbp:bfsLayer | 7 
 | 
                        
                            
                                | https://www.w3.org/2000/01/rdf-schema#label | Certificates of Deposit 
 |