Statements (50)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
Mortgage refinancing
|
| gptkbp:affects |
Interest rate
Loan term Monthly payment |
| gptkbp:alternativeTo |
Home equity line of credit
Home equity loan |
| gptkbp:canBe |
Investment
Primary residence Debt consolidation Education expenses Home improvements Major purchases Home equity Investment property Second home |
| gptkbp:canBeBeneficialFor |
Borrowers seeking liquidity
|
| gptkbp:canBeRiskyFor |
Borrowers with unstable income
|
| gptkbp:canExtend |
Loan term
|
| https://www.w3.org/2000/01/rdf-schema#label |
Cash-Out Refinance
|
| gptkbp:improves |
Total interest paid
|
| gptkbp:involves |
Borrowing more than owed
Replacing existing mortgage |
| gptkbp:mayImpact |
Home ownership equity
Tax situation |
| gptkbp:mayInclude |
Cash-out limit
Escrow account requirement Loan-to-value limit Origination fee Prepayment penalty Title insurance requirement |
| gptkbp:offeredBy |
gptkb:Banks
gptkb:Credit_unions Mortgage lenders |
| gptkbp:popularFor |
gptkb:United_States
|
| gptkbp:prohibits |
Government regulations
Lender policies |
| gptkbp:reduces |
Monthly payment (in some cases)
|
| gptkbp:regulates |
Federal laws
Lender guidelines |
| gptkbp:requires |
Credit check
Closing costs Home appraisal Income verification |
| gptkbp:result |
Receiving cash difference
|
| gptkbp:subject |
Market conditions
Borrower creditworthiness Property value |
| gptkbp:usedIn |
Real estate finance
|
| gptkbp:bfsParent |
gptkb:VA_loans
|
| gptkbp:bfsLayer |
6
|