|
gptkbp:instanceOf
|
gptkb:legislation
|
|
gptkbp:alsoKnownAs
|
gptkb:Payday,_Vehicle_Title,_and_Certain_High-Cost_Installment_Loans_Rule
|
|
gptkbp:amendedBy
|
2020
rescinded mandatory underwriting provisions
|
|
gptkbp:codifiedIn
|
gptkb:12_CFR_Part_1041
|
|
https://www.w3.org/2000/01/rdf-schema#label
|
CFPB Payday Lending Rule
|
|
gptkbp:issuedBy
|
gptkb:Consumer_Financial_Protection_Bureau
|
|
gptkbp:jurisdiction
|
gptkb:United_States
|
|
gptkbp:legalChallenge
|
gptkb:Community_Financial_Services_Association_of_America_v._CFPB
|
|
gptkbp:mainProvision
|
gptkb:ability-to-repay_requirement
limitations on loan rollovers
requirements for consumer disclosures
restrictions on repeated borrowing
limitations on lenders' access to consumer bank accounts
|
|
gptkbp:publicationDate
|
2017-11-17
|
|
gptkbp:purpose
|
protect consumers from unfair lending practices
|
|
gptkbp:regulates
|
payday loans
certain high-cost installment loans
vehicle title loans
|
|
gptkbp:startDate
|
2018-01-16
|
|
gptkbp:status
|
partially in effect
|
|
gptkbp:subjectOf
|
federal litigation
public comment period
|
|
gptkbp:bfsParent
|
gptkb:12_CFR_Part_1041
|
|
gptkbp:bfsLayer
|
6
|