Statements (34)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
gptkb:payment_method
|
| gptkbp:alsoKnownAs |
gptkb:BNPL
|
| gptkbp:businessModel |
merchant fees
consumer fees (sometimes) |
| gptkbp:category |
fintech
consumer finance credit product |
| gptkbp:feature |
installment payments
deferred payment credit check (sometimes) no interest (sometimes) |
| gptkbp:marketGrowth |
rapid since 2020
|
| gptkbp:offeredBy |
banks
retailers fintech companies |
| gptkbp:origin |
early 2010s
|
| gptkbp:popularProviders |
gptkb:Affirm
gptkb:PayPal gptkb:Zip gptkb:Afterpay gptkb:Klarna |
| gptkbp:regulates |
gptkb:Financial_Conduct_Authority_(UK)
gptkb:Consumer_Financial_Protection_Bureau_(US) varies by country |
| gptkbp:riskFactor |
late fees
debt accumulation |
| gptkbp:targetAudience |
gptkb:Gen_Z
millennials |
| gptkbp:usedFor |
consumer purchases
|
| gptkbp:bfsParent |
gptkb:Cavaly_AS
gptkb:Shop_Pay gptkb:QuadPay |
| gptkbp:bfsLayer |
7
|
| https://www.w3.org/2000/01/rdf-schema#label |
Buy Now, Pay Later
|