Statements (35)
Predicate | Object |
---|---|
gptkbp:instanceOf |
payment method
|
gptkbp:alsoKnownAs |
gptkb:BNPL
|
gptkbp:businessModel |
merchant fees
consumer fees (sometimes) |
gptkbp:category |
fintech
consumer finance credit product |
gptkbp:feature |
installment payments
deferred payment credit check (sometimes) no interest (sometimes) |
https://www.w3.org/2000/01/rdf-schema#label |
Buy Now, Pay Later
|
gptkbp:marketGrowth |
rapid since 2020
|
gptkbp:offeredBy |
banks
retailers fintech companies |
gptkbp:origin |
early 2010s
|
gptkbp:popularProviders |
gptkb:Affirm
gptkb:PayPal gptkb:Zip gptkb:Afterpay gptkb:Klarna |
gptkbp:regulates |
gptkb:Financial_Conduct_Authority_(UK)
gptkb:Consumer_Financial_Protection_Bureau_(US) varies by country |
gptkbp:riskFactor |
late fees
debt accumulation |
gptkbp:targetAudience |
gptkb:Gen_Z
millennials |
gptkbp:usedFor |
consumer purchases
|
gptkbp:bfsParent |
gptkb:SPLT
gptkb:Cavaly_AS gptkb:Shop_Pay gptkb:QuadPay |
gptkbp:bfsLayer |
7
|