Buy Now, Pay Later

GPTKB entity

Statements (35)
Predicate Object
gptkbp:instanceOf payment method
gptkbp:alsoKnownAs gptkb:BNPL
gptkbp:businessModel merchant fees
consumer fees (sometimes)
gptkbp:category fintech
consumer finance
credit product
gptkbp:feature installment payments
deferred payment
credit check (sometimes)
no interest (sometimes)
https://www.w3.org/2000/01/rdf-schema#label Buy Now, Pay Later
gptkbp:marketGrowth rapid since 2020
gptkbp:offeredBy banks
retailers
fintech companies
gptkbp:origin early 2010s
gptkbp:popularProviders gptkb:Affirm
gptkb:PayPal
gptkb:Zip
gptkb:Afterpay
gptkb:Klarna
gptkbp:regulates gptkb:Financial_Conduct_Authority_(UK)
gptkb:Consumer_Financial_Protection_Bureau_(US)
varies by country
gptkbp:riskFactor late fees
debt accumulation
gptkbp:targetAudience gptkb:Gen_Z
millennials
gptkbp:usedFor consumer purchases
gptkbp:bfsParent gptkb:SPLT
gptkb:Cavaly_AS
gptkb:Shop_Pay
gptkb:QuadPay
gptkbp:bfsLayer 7