Statements (61)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
legislation
|
| gptkbp:amends |
gptkb:Title_11_of_the_United_States_Code
|
| gptkbp:criticism |
making bankruptcy more difficult
|
| gptkbp:effectiveDate |
October 17, 2005
|
| gptkbp:enactedBy |
gptkb:United_States_Congress
|
| gptkbp:established |
new guidelines for bankruptcy attorneys
new reporting requirements for bankruptcy cases new rules for secured debts new standards for bankruptcy judges means_test_for_Chapter_7_bankruptcy new_rules_for_Chapter_13_bankruptcy |
| https://www.w3.org/2000/01/rdf-schema#label |
Bankruptcy Reform Act
|
| gptkbp:impact |
student loan discharges
debtors and creditors bankruptcy estate property bankruptcy fraud investigations bankruptcy mediation processes consumer bankruptcy education programs credit card debt discharges credit reporting after bankruptcy mortgage foreclosures small business bankruptcies consumer_bankruptcy_filings homestead_exemptions |
| gptkbp:includes |
provisions for reaffirmation agreements
|
| gptkbp:influences |
consumer credit availability
financial literacy initiatives. bankruptcy appeals process bankruptcy case outcomes bankruptcy court procedures bankruptcy law practice bankruptcy litigation financial institutions' lending practices state bankruptcy laws |
| gptkbp:introduced |
gptkb:House_of_Representatives
|
| gptkbp:modifications |
automatic stay provisions
discharge process for debts rules for discharge of tax debts rules for reaffirmation of debts dischargeability_of_debts eligibility_for_Chapter_7_bankruptcy |
| gptkbp:opposedBy |
consumer advocacy groups
|
| gptkbp:provides |
new definitions for abusive bankruptcy practices
new definitions for secured and unsecured debts new guidelines for debt relief agencies new protections for landlords protection for certain assets |
| gptkbp:purpose |
to reform bankruptcy laws
|
| gptkbp:requires |
credit counseling before filing
debtors to provide tax returns debtors to complete financial management courses debtors to disclose all income sources debtors to file tax returns for previous years debtors to provide a list of creditors debtors to submit a repayment plan proof of income for bankruptcy filings |
| gptkbp:signature |
gptkb:George_W._Bush
|
| gptkbp:supportedBy |
creditor organizations
|
| gptkbp:updates |
bankruptcy filing fees
scrutiny of bankruptcy filings time for filing bankruptcy after dismissal |