gptkbp:instanceOf
|
crypt
|
gptkbp:3D_Secure_2.0
|
improves user experience
introduced in 2016
supports mobile and app-based authentication
|
gptkbp:access
|
biometric authentication
one-time password (OTP)
static password
|
gptkbp:alsoKnownAs
|
gptkb:Verified_by_Visa
gptkb:American_Express_SafeKey
gptkb:Mastercard_SecureCode
|
gptkbp:authenticationStep
|
challenge flow
frictionless flow
|
gptkbp:category
|
gptkb:financial_technology
e-commerce
payment security
|
gptkbp:compatibleWith
|
gptkb:PCI_DSS
|
gptkbp:criticizedFor
|
potential transaction abandonment
user experience issues
|
gptkbp:developedBy
|
Visa
|
gptkbp:governedBy
|
gptkb:EMVCo
|
gptkbp:hasVersion
|
gptkb:3D_Secure_1.0
gptkb:3D_Secure_2.0
|
https://www.w3.org/2000/01/rdf-schema#label
|
3D Secure
|
gptkbp:introducedIn
|
2001
|
gptkbp:involves
|
gptkb:merchant
cardholder authentication
interoperability domain
issuer bank
|
gptkbp:purpose
|
reduce fraud in online credit and debit card transactions
|
gptkbp:reduces
|
chargeback liability for merchants
|
gptkbp:requires
|
PSD2 Strong Customer Authentication (SCA) in Europe
|
gptkbp:supportedBy
|
major payment gateways
|
gptkbp:supportsProtocol
|
XML-based
EMVCo standard
|
gptkbp:usedBy
|
gptkb:American_Express
gptkb:Mastercard
gptkb:Diners_Club
gptkb:JCB
Visa
Discover
|
gptkbp:usedFor
|
online payment security
|
gptkbp:bfsParent
|
gptkb:3DS_ACS
gptkb:3DS_Payment_Systems
|
gptkbp:bfsLayer
|
6
|