Statements (52)
Predicate | Object |
---|---|
gptkbp:instance_of |
gptkb:financial_assistance
|
gptkbp:administered_by |
gptkb:U._S._Department_of_Education
|
gptkbp:application |
FAFSA required
|
gptkbp:benefits |
interest may be tax-deductible
|
gptkbp:borrower_benefits |
flexible repayment plans
|
gptkbp:borrower_eligibility |
must be a U. S. citizen or eligible non-citizen
|
gptkbp:borrower_support |
customer service available
|
gptkbp:cancellation_reason |
limited circumstances
|
gptkbp:consequences |
damage to credit score
|
gptkbp:consolidation_options |
available
|
gptkbp:credit_requirements |
no minimum credit score
|
gptkbp:currency |
7.54% for the 2021-2022 academic year
|
gptkbp:disbursement_method |
direct disbursement to the school
|
gptkbp:eligibility |
no adverse credit history
|
gptkbp:financial_aid |
various private companies
managed by federal loan servicers considered in financial aid calculations cost of attendance minus other financial aid requires promissory note rights under federal law part of total financial aid package |
gptkbp:financial_literacy_resources |
available for borrowers
|
gptkbp:forbearance_options |
available
|
gptkbp:funding |
based on cost of attendance and other aid
|
https://www.w3.org/2000/01/rdf-schema#label |
federal PLUS Loans
|
gptkbp:impact_on_credit |
affects credit utilization
|
gptkbp:impact_on_future_loans |
may affect eligibility for other loans
|
gptkbp:interest_capitalization |
occurs during deferment or forbearance
|
gptkbp:interest_rate_type |
fixed
|
gptkbp:investment |
while in school
|
gptkbp:is_available_in |
graduate students
parents of dependent undergraduate students |
gptkbp:is_available_on |
gptkb:1980s
|
gptkbp:loan_cancellation |
available for total and permanent disability
|
gptkbp:loan_disbursement_frequency |
typically one or two disbursements per academic year
|
gptkbp:loan_fees |
4.228% origination fee
|
gptkbp:loan_grace_period |
6 months after graduation or dropping below half-time enrollment
|
gptkbp:loan_limit |
up to the cost of attendance
|
gptkbp:loan_renewal |
not automatically renewed
|
gptkbp:loan_repayment_plan |
income-driven repayment plans available
|
gptkbp:loan_repayment_strategies |
various strategies recommended
|
gptkbp:loan_transferability |
not transferable to another borrower
|
gptkbp:loan_type |
unsubsidized
|
gptkbp:payment_methods |
10 to 25 years
standard, graduated, extended |
gptkbp:repayment_assistance_programs |
available for some borrowers
|
gptkbp:repayment_start |
after disbursement
|
gptkbp:require_credit_check |
gptkb:true
|
gptkbp:throws |
available
|
gptkbp:used_for |
tuition and educational expenses
|
gptkbp:bfsParent |
gptkb:Free_Application_for_Federal_Student_Aid
|
gptkbp:bfsLayer |
6
|