Statements (55)
Predicate | Object |
---|---|
gptkbp:instance_of |
gptkb:Bank
|
gptkbp:are_not_available_to |
non-UK residents
|
gptkbp:are_not_the_same_as |
regular savings accounts
|
gptkbp:are_offered_by |
most major banks in the UK
|
gptkbp:are_part_of |
the UK tax system
|
gptkbp:available_in |
various terms and conditions
|
gptkbp:benefits |
savings growth without tax
|
gptkbp:can_be_closed_at |
any time without penalty
|
gptkbp:can_be_combined_with |
stocks and shares ISAs
|
gptkbp:can_be_opened_as |
joint accounts (for certain providers)
|
gptkbp:can_be_opened_online |
or in person
|
gptkbp:can_be_used_for |
emergency funds
short-term savings goals |
gptkbp:can_be_used_to_save_for |
vacations
education expenses retirement future expenses home purchases |
gptkbp:currency |
vary by provider
|
gptkbp:feature |
tax-free interest
withdrawal flexibility annual contribution limit available to UK residents |
gptkbp:has_limitations |
£20,000 annual limit (as of 2023)
|
gptkbp:held_in |
banks and building societies
|
https://www.w3.org/2000/01/rdf-schema#label |
cash ISAs
|
gptkbp:is_a_form_of |
personal savings account
tax-efficient savings vehicle |
gptkbp:is_a_way_to |
build savings over time
|
gptkbp:is_compared_to |
high-interest savings accounts
|
gptkbp:is_designed_to |
low-risk investment
|
gptkbp:is_linked_to |
current accounts
|
gptkbp:is_managed_by |
financial advisors
online banking platforms |
gptkbp:is_often_compared_to |
other types of ISAs
|
gptkbp:is_often_featured_in |
financial advice articles
|
gptkbp:is_often_used_in |
gptkb:students
young savers |
gptkbp:is_part_of |
a diversified savings strategy
|
gptkbp:is_popular_among |
risk-averse savers
|
gptkbp:is_popular_for |
first-time savers
|
gptkbp:is_promoted_by |
gptkb:financial_institutions
|
gptkbp:is_subject_to |
government regulations
inflation risk |
gptkbp:migration |
other ISAs
|
gptkbp:offers |
fixed or variable interest rates
|
gptkbp:opened |
various financial institutions
a minimum deposit individuals aged 16 or over any UK resident over 16 |
gptkbp:regulatory_compliance |
regulated by the Financial Conduct Authority
|
gptkbp:requires |
application process
|
gptkbp:type |
gptkb:Bank
|
gptkbp:bfsParent |
gptkb:Scottish_Widows_ISAs
|
gptkbp:bfsLayer |
8
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