Statements (61)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:Life_Insurance
|
| gptkbp:available_at |
gptkb:Individuals
Families Financial advisors Online platforms Insurance agents Business owners |
| gptkbp:can_accumulate |
Cash value over time
|
| gptkbp:can_be_complex |
In terms of understanding
|
| gptkbp:can_be_customized_with |
To fit policyholder's goals
|
| gptkbp:can_be_termed |
As a hybrid product
|
| gptkbp:can_be_used_for |
Estate planning
Retirement planning Education funding Tax-deferred growth Business planning Emergency funds Charitable giving Debt repayment Wealth transfer Income replacement |
| gptkbp:can_include |
Investment options
Riders for additional coverage |
| gptkbp:can_provide |
Tax benefits
Financial security Death benefit to beneficiaries |
| gptkbp:effective_date |
At the discretion of the policyholder
|
| gptkbp:ended |
Policyholder
|
| gptkbp:has_feature |
Adjustable death benefit
Cash value accumulation Flexible premiums |
| https://www.w3.org/2000/01/rdf-schema#label |
Universal Life Insurance
|
| gptkbp:includes |
Administrative fees
Mortality charges |
| gptkbp:is_affected_by |
Interest rates
Surrender charges Market performance Policy loans Policyholder's age Changes in regulations Health status of the policyholder Lifestyle choices of the policyholder |
| gptkbp:is_considered |
Permanent life insurance
|
| gptkbp:is_designed_for |
Long-term financial planning
|
| gptkbp:is_different_from |
Term life insurance
Whole life insurance |
| gptkbp:is_often_used_in |
Wealthy individuals
|
| gptkbp:is_popular_in |
gptkb:United_States
|
| gptkbp:is_regulated_by |
State insurance departments
|
| gptkbp:is_subject_to |
Underwriting process
|
| gptkbp:modifications |
Policyholder's needs
|
| gptkbp:provides_access_to |
Insurance companies
|
| gptkbp:requires |
Regular reviews
Regular premium payments |
| gptkbp:bfsParent |
gptkb:Penta_Life_Insurance
gptkb:The_Lincoln_National_Life_Insurance_Company gptkb:Cigna_Life_Insurance gptkb:Allianz_Life_Insurance_Company_of_North_America gptkb:John_Hancock_Mutual_Life_Insurance_Company gptkb:Aetna_Life_Insurance_Company |
| gptkbp:bfsLayer |
5
|