Federal Deposit Insurance Corporation Improvement Act
GPTKB entity
Statements (65)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:legislation
|
| gptkbp:addresses |
financial crises
bank failures predatory lending practices systemic risk in banking banking sector vulnerabilities |
| gptkbp:amends |
gptkb:Federal_Deposit_Insurance_Act
|
| gptkbp:applies_to |
insured depository institutions
|
| gptkbp:date_enacted |
gptkb:1991
|
| gptkbp:enacted_by |
gptkb:United_States_Congress
|
| gptkbp:encourages |
financial innovation
financial inclusion initiatives bank mergers and acquisitions community reinvestment banking sector competition |
| gptkbp:enhances |
consumer protection laws
regulatory compliance measures consumer confidence in banks oversight of bank holding companies FDIC's authority |
| gptkbp:established |
prompt corrective action framework
|
| gptkbp:establishes |
new regulatory frameworks
new consumer protection agency new insurance fund for banks new standards for bank operations |
| gptkbp:facilitates |
interagency cooperation among regulators
|
| https://www.w3.org/2000/01/rdf-schema#label |
Federal Deposit Insurance Corporation Improvement Act
|
| gptkbp:impact |
increased deposit insurance premiums
|
| gptkbp:improves |
transparency in banking operations
risk assessment methodologies bank resolution processes banking sector resilience |
| gptkbp:includes |
provisions for risk-based insurance premiums
|
| gptkbp:increased |
FDIC's funding capabilities
transparency in deposit insurance |
| gptkbp:influenced_by |
savings and loan crisis
|
| gptkbp:introduced_in |
gptkb:House_of_Representatives
|
| gptkbp:mandates |
financial education programs
banking sector reforms disclosure of financial information reporting requirements for banks banking sector accountability. |
| gptkbp:promotes |
responsible lending practices
sustainable banking practices diversity in banking financial institution safety |
| gptkbp:provides |
guidelines for bank examinations
|
| gptkbp:purpose |
to improve the financial stability of the FDIC
|
| gptkbp:related_to |
gptkb:financial_regulation
|
| gptkbp:requires |
capital requirements for banks
stress testing for large banks annual audits of the FDIC financial disclosures from banks risk management practices for banks consumer complaint processes risk-based capital ratios for banks |
| gptkbp:signed_by |
gptkb:Bill_Clinton
|
| gptkbp:supports |
financial literacy initiatives
consumer protection measures affordable housing initiatives small business lending community development financial institutions economic stability measures |
| gptkbp:bfsParent |
gptkb:Financial_Institutions_Reform,_Recovery,_and_Enforcement_Act
|
| gptkbp:bfsLayer |
5
|