Statements (54)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:Company
|
| gptkbp:accommodation |
must occupy as primary residence
|
| gptkbp:admission_fee |
varies by lender
|
| gptkbp:application |
requires documentation of income
|
| gptkbp:approves |
recommended before house hunting
|
| gptkbp:atm |
can lead to foreclosure
|
| gptkbp:charging_time |
typically 30-60 days
|
| gptkbp:closing_date |
varies by location
can be financed into the loan |
| gptkbp:criteria |
based on income and credit history
|
| gptkbp:edibility |
gptkb:battle
|
| gptkbp:examines |
recommended but not required
|
| gptkbp:financial_performance |
fully amortized over term
|
| gptkbp:fuel_capacity |
may include energy-efficient improvements
|
| gptkbp:growth_rate |
competitive with conventional loans
|
| gptkbp:has_documentation |
varies by lender
|
| gptkbp:has_property |
single-family homes
must meet minimum property standards |
| https://www.w3.org/2000/01/rdf-schema#label |
FHA 203(b) loans
|
| gptkbp:in-game_currency |
fixed or adjustable
|
| gptkbp:market |
can be sold to Fannie Mae or Freddie Mac
|
| gptkbp:market_cap |
varies by county
|
| gptkbp:membership |
first-time homebuyers
|
| gptkbp:modifications |
adjusted annually based on housing market
options available for struggling borrowers |
| gptkbp:owner |
may be required for taxes and insurance
|
| gptkbp:payment_methods |
3.5% of purchase price
gift funds allowed may be tax-deductible principal and interest payments |
| gptkbp:precedes |
no penalty for prepayment
|
| gptkbp:purpose |
home purchase
|
| gptkbp:rating |
minimum 580 for 3.5% down
|
| gptkbp:receives_funding_from |
upfront mortgage insurance premium
private lenders typically within 30 days based on borrower’s financial profile typically funded at closing |
| gptkbp:return_policy |
FHA Streamline Refinance
|
| gptkbp:scholarships |
15 or 30 years
monthly payments required can be serviced by various lenders fixed-rate and adjustable-rate options funds disbursed at closing requires proof of employment and income |
| gptkbp:signed_by |
must meet FHA guidelines
|
| gptkbp:transfer_fee |
can be transferred to another borrower
may apply depending on lender |
| gptkbp:type |
mortgage loan
|
| gptkbp:type_of_insurance |
gptkb:Federal_Housing_Administration
paid monthly and upfront required for all loans |
| gptkbp:bfsParent |
gptkb:the_Federal_Housing_Administration_(FHA)
|
| gptkbp:bfsLayer |
5
|