Right to Financial Privacy Act
E864725
The Right to Financial Privacy Act is a U.S. federal law that restricts government access to individuals’ financial records held by banks, generally requiring customer consent or a warrant, subpoena, or formal written request.
All labels observed (1)
| Label | Occurrences |
|---|---|
| Right to Financial Privacy Act canonical | 1 |
How this entity was disambiguated
This entity first appeared as the object of triple T10474575 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Right to Financial Privacy Act Context triple: [Banking Code of the United States, includes, Right to Financial Privacy Act]
-
A.
Truth in Savings Act
The Truth in Savings Act is a U.S. federal consumer protection law that requires financial institutions to clearly disclose the terms, fees, and interest rates of deposit accounts so consumers can compare savings products.
-
B.
Bank Secrecy Act
The Bank Secrecy Act is a U.S. law that requires financial institutions to assist government agencies in detecting and preventing money laundering, terrorist financing, and other financial crimes.
-
C.
Gramm-Leach-Bliley Act of 1999
The Gramm-Leach-Bliley Act of 1999 is a U.S. federal law that overhauled financial regulation by repealing key parts of Glass-Steagall, allowing the consolidation of commercial banking, investment banking, and insurance services while imposing new consumer privacy and data protection requirements.
-
D.
Annunzio-Wylie Anti-Money Laundering Act
The Annunzio-Wylie Anti-Money Laundering Act is a 1992 U.S. federal law that strengthened anti-money laundering controls, expanded reporting requirements, and enhanced enforcement powers against financial crimes.
-
E.
Privacy Act of 1974
The Privacy Act of 1974 is a U.S. federal law that governs how federal agencies collect, maintain, use, and disclose individuals’ personal information, granting citizens rights to access and correct records about themselves.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Right to Financial Privacy Act Target entity description: The Right to Financial Privacy Act is a U.S. federal law that restricts government access to individuals’ financial records held by banks, generally requiring customer consent or a warrant, subpoena, or formal written request.
-
A.
Truth in Savings Act
The Truth in Savings Act is a U.S. federal consumer protection law that requires financial institutions to clearly disclose the terms, fees, and interest rates of deposit accounts so consumers can compare savings products.
-
B.
Bank Secrecy Act
The Bank Secrecy Act is a U.S. law that requires financial institutions to assist government agencies in detecting and preventing money laundering, terrorist financing, and other financial crimes.
-
C.
Gramm-Leach-Bliley Act of 1999
The Gramm-Leach-Bliley Act of 1999 is a U.S. federal law that overhauled financial regulation by repealing key parts of Glass-Steagall, allowing the consolidation of commercial banking, investment banking, and insurance services while imposing new consumer privacy and data protection requirements.
-
D.
Annunzio-Wylie Anti-Money Laundering Act
The Annunzio-Wylie Anti-Money Laundering Act is a 1992 U.S. federal law that strengthened anti-money laundering controls, expanded reporting requirements, and enhanced enforcement powers against financial crimes.
-
E.
Privacy Act of 1974
The Privacy Act of 1974 is a U.S. federal law that governs how federal agencies collect, maintain, use, and disclose individuals’ personal information, granting citizens rights to access and correct records about themselves.
- F. None of above. chosen
Statements (49)
| Predicate | Object |
|---|---|
| instanceOf |
United States federal statute
ⓘ
privacy law ⓘ |
| allows |
customers to sue the United States for violations of the Act
ⓘ
recovery of actual damages for violations ⓘ recovery of costs and attorney’s fees for prevailing customers ⓘ recovery of statutory damages in some cases ⓘ |
| appliesTo |
customers of financial institutions
ⓘ
financial institutions ⓘ |
| codifiedAs | Title 12 of the United States Code ⓘ |
| contains |
exceptions for certain emergency situations
ⓘ
exceptions for certain law enforcement and intelligence activities ⓘ exceptions for supervisory and regulatory examinations of financial institutions ⓘ |
| country |
United States of America
ⓘ
surface form:
United States
|
| doesNotApplyTo |
financial records obtained by private parties without government involvement
ⓘ
state and local government access unless federal funds or agencies are involved ⓘ |
| effectiveDate | 1978 ⓘ |
| enactedBy | United States Congress ⓘ |
| enforcementBy |
federal agencies’ internal compliance mechanisms
ⓘ
federal courts ⓘ |
| establishes |
notice requirements to customers when their financial records are sought by the government
ⓘ
procedures for federal agencies to obtain financial records ⓘ |
| focusesOn | records maintained by financial institutions about individuals ⓘ |
| imposes |
recordkeeping obligations on financial institutions regarding government requests
ⓘ
requirements on federal agencies seeking financial records ⓘ |
| influencedBy | concerns about government access to bank records following Supreme Court decisions such as United States v. Miller ⓘ |
| jurisdiction |
United States government
ⓘ
surface form:
federal government of the United States
|
| limits | disclosure of financial records to federal agencies ⓘ |
| policyGoal | to balance law enforcement needs with individual financial privacy ⓘ |
| presidentAtEnactment | Jimmy Carter NERFINISHED ⓘ |
| protects |
customers of banks
ⓘ
customers of credit unions ⓘ customers of savings and loan associations ⓘ |
| provides |
civil remedies for customers whose rights are violated
ⓘ
criminal penalties for certain unauthorized disclosures in conjunction with other statutes ⓘ limited exceptions to customer notice requirements ⓘ |
| purpose |
to protect the confidentiality of personal financial records held by financial institutions
ⓘ
to restrict government access to customers’ financial records ⓘ |
| regulates | access by federal government agencies to financial records ⓘ |
| relatedTo |
Bank Secrecy Act
NERFINISHED
ⓘ
Fourth Amendment to the United States Constitution NERFINISHED ⓘ Gramm–Leach–Bliley Act NERFINISHED ⓘ |
| requires |
certification by government authorities that they have complied with the Act when requesting records
ⓘ
customer authorization for most government access to financial records ⓘ warrant, subpoena, or formal written request for government access to financial records in most cases ⓘ |
| shortName | RFPA NERFINISHED ⓘ |
| signedBy | Jimmy Carter ⓘ |
| subjectMatter |
financial privacy
ⓘ
government surveillance of financial records ⓘ |
| yearEnacted | 1978 ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: Right to Financial Privacy Act Description of subject: The Right to Financial Privacy Act is a U.S. federal law that restricts government access to individuals’ financial records held by banks, generally requiring customer consent or a warrant, subpoena, or formal written request.
Referenced by (1)
Full triples — surface form annotated when it differs from this entity's canonical label.