Deposit Insurance Fund
E45152
The Deposit Insurance Fund is the pool of money managed by the FDIC that is used to protect depositors by covering insured losses when member banks fail.
All labels observed (3)
| Label | Occurrences |
|---|---|
| Deposit Insurance Fund canonical | 2 |
| FDIC deposit insurance fund | 2 |
| FDIC Deposit Insurance Fund | 1 |
How this entity was disambiguated
This entity first appeared as the object of triple T354401 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: Deposit Insurance Fund Context triple: [Federal Deposit Insurance Corporation, operatesFund, Deposit Insurance Fund]
-
A.
Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) is an independent U.S. government agency that insures bank deposits and promotes stability and public confidence in the nation’s financial system.
-
B.
Federal Insurance Office
The Federal Insurance Office is a U.S. Treasury Department unit that monitors the insurance industry, identifies systemic risks and gaps in regulation, and advises on national and international insurance policy.
-
C.
Pension Benefit Guaranty Corporation
The Pension Benefit Guaranty Corporation is a U.S. federal agency that insures and protects the pension benefits of workers in private-sector defined benefit plans when their employers’ plans fail.
-
D.
Federal Home Loan Bank Board
The Federal Home Loan Bank Board was a former U.S. government agency that regulated federal savings and loan institutions and oversaw the federal home loan banking system during much of the 20th century.
-
E.
Office of the Comptroller of the Currency
The Office of the Comptroller of the Currency is a U.S. federal agency that charters, regulates, and supervises national banks and federal savings associations to ensure the safety and soundness of the banking system.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: Deposit Insurance Fund Target entity description: The Deposit Insurance Fund is the pool of money managed by the FDIC that is used to protect depositors by covering insured losses when member banks fail.
-
A.
Federal Deposit Insurance Corporation
The Federal Deposit Insurance Corporation (FDIC) is an independent U.S. government agency that insures bank deposits and promotes stability and public confidence in the nation’s financial system.
-
B.
Federal Insurance Office
The Federal Insurance Office is a U.S. Treasury Department unit that monitors the insurance industry, identifies systemic risks and gaps in regulation, and advises on national and international insurance policy.
-
C.
Pension Benefit Guaranty Corporation
The Pension Benefit Guaranty Corporation is a U.S. federal agency that insures and protects the pension benefits of workers in private-sector defined benefit plans when their employers’ plans fail.
-
D.
Federal Home Loan Bank Board
The Federal Home Loan Bank Board was a former U.S. government agency that regulated federal savings and loan institutions and oversaw the federal home loan banking system during much of the 20th century.
-
E.
Office of the Comptroller of the Currency
The Office of the Comptroller of the Currency is a U.S. federal agency that charters, regulates, and supervises national banks and federal savings associations to ensure the safety and soundness of the banking system.
- F. None of above. chosen
Statements (48)
| Predicate | Object |
|---|---|
| instanceOf |
financial safety net
ⓘ
insurance fund ⓘ |
| administeredBy |
Board of Directors of the FDIC
ⓘ
surface form:
FDIC Board of Directors
|
| auditedBy |
Government Accountability Office
ⓘ
surface form:
U.S. Government Accountability Office
|
| beneficiary | depositors of FDIC‑insured institutions ⓘ |
| canBorrowFrom | U.S. Treasury under certain conditions ⓘ |
| componentOf |
Federal Deposit Insurance Corporation
ⓘ
surface form:
FDIC deposit insurance system
|
| country |
United States of America
ⓘ
surface form:
United States
|
| covers |
insured deposits at FDIC‑insured banks
ⓘ
insured deposits at FDIC‑insured savings associations ⓘ |
| doesNotCover |
mutual funds and similar investments
ⓘ
securities such as stocks and bonds ⓘ uninsured deposits above the insurance limit ⓘ |
| effectiveDateOfFormation | 2006 ⓘ |
| excludes | losses due to market fluctuations in investment values ⓘ |
| formedBy | merger of Bank Insurance Fund and Savings Association Insurance Fund ⓘ |
| fundedBy |
U.S. Treasury securities investments
ⓘ
assessments on FDIC‑insured depository institutions ⓘ investment income on fund assets ⓘ receivables from failed institutions ⓘ |
| governedBy | FDIC regulations ⓘ |
| hasAbbreviation | DIF ⓘ |
| hasLanguage | English ⓘ |
| hasProperty | backed by the full faith and credit of the United States government ⓘ |
| industry | financial services ⓘ |
| jurisdiction |
United States government
ⓘ
surface form:
United States federal government
|
| legalBasis | Federal Deposit Insurance Act ⓘ |
| locatedIn |
United States of America
ⓘ
surface form:
United States
|
| maintainedAs | separate fund on the books of the FDIC ⓘ |
| managedBy | Federal Deposit Insurance Corporation ⓘ |
| measuredBy | reserve ratio of the fund to estimated insured deposits ⓘ |
| monitoredBy |
Federal Deposit Insurance Corporation
ⓘ
surface form:
FDIC
|
| notFundedBy | general tax revenues under normal circumstances ⓘ |
| owner |
Federal Deposit Insurance Corporation
ⓘ
surface form:
FDIC in its corporate capacity
|
| predecessor |
Federal Savings and Loan Insurance Corporation
ⓘ
surface form:
Bank Insurance Fund
Federal Savings and Loan Insurance Corporation ⓘ
surface form:
Savings Association Insurance Fund
|
| purpose |
cover insured deposit losses when member banks fail
ⓘ
protect insured depositors of FDIC‑insured institutions ⓘ |
| regulates | none (it finances resolutions rather than regulating directly) ⓘ |
| relatedTo |
FDIC insurance limit
ⓘ
FDIC risk‑based assessment system ⓘ |
| riskManagedBy | risk‑based premiums charged to insured institutions ⓘ |
| sector | banking ⓘ |
| subjectTo |
oversight by the U.S. Congress
ⓘ
statutory minimum reserve ratio requirements ⓘ |
| typeOfRiskCovered | loss of insured deposits due to bank failure ⓘ |
| usedFor |
paying deposit insurance claims
ⓘ
resolving failed FDIC‑insured banks and savings associations ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: Deposit Insurance Fund Description of subject: The Deposit Insurance Fund is the pool of money managed by the FDIC that is used to protect depositors by covering insured losses when member banks fail.
Referenced by (5)
Full triples — surface form annotated when it differs from this entity's canonical label.
this entity surface form:
FDIC deposit insurance fund
this entity surface form:
FDIC deposit insurance fund
this entity surface form:
FDIC Deposit Insurance Fund