McFadden Act of 1927
E407358
The McFadden Act of 1927 was a U.S. federal law that regulated national banks’ branching and effectively restricted interstate banking, helping to shape the geographically fragmented structure of American banking for much of the 20th century.
All labels observed (2)
| Label | Occurrences |
|---|---|
| McFadden Act | 1 |
| McFadden Act of 1927 canonical | 1 |
How this entity was disambiguated
This entity first appeared as the object of triple T3998086 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: McFadden Act of 1927 Context triple: [Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994, relatedTo, McFadden Act of 1927]
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A.
Wheeler–Howard Act
The Wheeler–Howard Act, formally known as the Indian Reorganization Act of 1934, is a U.S. federal law that ended the allotment of tribal lands and aimed to restore tribal self-government and communal landholding for Native American tribes.
-
B.
McClure-Volkmer Act
The McClure-Volkmer Act is a 1986 U.S. federal law that revised and relaxed certain gun control provisions while adding new regulations on firearms sales and ownership.
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C.
Aldrich–Vreeland Act
The Aldrich–Vreeland Act was a 1908 U.S. law that created emergency currency provisions and laid groundwork for banking reform in response to the Panic of 1907.
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D.
Wheeler-Rayburn Act
The Wheeler-Rayburn Act is a New Deal-era U.S. federal law that restructured and regulated electric utility holding companies to curb monopolistic practices and protect consumers and investors.
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E.
Rogers Act of 1924
The Rogers Act of 1924 was a U.S. law that unified and professionalized the country’s diplomatic and consular services into a single merit-based Foreign Service.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: McFadden Act of 1927 Target entity description: The McFadden Act of 1927 was a U.S. federal law that regulated national banks’ branching and effectively restricted interstate banking, helping to shape the geographically fragmented structure of American banking for much of the 20th century.
-
A.
Wheeler–Howard Act
The Wheeler–Howard Act, formally known as the Indian Reorganization Act of 1934, is a U.S. federal law that ended the allotment of tribal lands and aimed to restore tribal self-government and communal landholding for Native American tribes.
-
B.
McClure-Volkmer Act
The McClure-Volkmer Act is a 1986 U.S. federal law that revised and relaxed certain gun control provisions while adding new regulations on firearms sales and ownership.
-
C.
Aldrich–Vreeland Act
The Aldrich–Vreeland Act was a 1908 U.S. law that created emergency currency provisions and laid groundwork for banking reform in response to the Panic of 1907.
-
D.
Wheeler-Rayburn Act
The Wheeler-Rayburn Act is a New Deal-era U.S. federal law that restructured and regulated electric utility holding companies to curb monopolistic practices and protect consumers and investors.
-
E.
Rogers Act of 1924
The Rogers Act of 1924 was a U.S. law that unified and professionalized the country’s diplomatic and consular services into a single merit-based Foreign Service.
- F. None of above. chosen
Statements (45)
| Predicate | Object |
|---|---|
| instanceOf |
United States federal law
ⓘ
banking regulation ⓘ |
| affects |
availability of banking services across regions
ⓘ
competition among banks ⓘ |
| aimedAt | placing national banks on more equal footing with state-chartered banks within states ⓘ |
| allowed | national banks to branch within their home state to the extent permitted to state banks ⓘ |
| appliesTo | national banks ⓘ |
| consequence |
increased vulnerability of local banks to regional economic shocks
ⓘ
large number of small banks relative to other countries ⓘ limited diversification of bank loan portfolios across regions ⓘ |
| country |
United States of America
ⓘ
surface form:
United States
|
| effect |
contributed to geographically fragmented U.S. banking system
ⓘ
limited national banks to branching within home state laws ⓘ maintained separation of banking markets across states ⓘ prevented nationwide branch banking by national banks ⓘ reinforced state-level control over bank branching ⓘ |
| enactedIn | 1927 ⓘ |
| governs | location of branches of national banks ⓘ |
| historicalPeriod | 20th-century United States banking history ⓘ |
| influenced |
distribution of small unit banks in the United States
ⓘ
structure of U.S. commercial banking industry ⓘ |
| influencedBy |
interests of small and rural banks
ⓘ
political opposition to large nationwide banks ⓘ |
| jurisdiction |
United States government
ⓘ
surface form:
federal government of the United States
|
| legalStatus | in force in modified form until late 20th century ⓘ |
| longTermImpact |
contributed to regional segmentation of U.S. banking markets
ⓘ
delayed emergence of nationwide branch banking in the United States ⓘ |
| partiallySupersededBy |
Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994
ⓘ
surface form:
Riegle–Neal Interstate Banking and Branching Efficiency Act of 1994
|
| partOf | U.S. dual banking system framework ⓘ |
| policyGoal |
preserve state autonomy in banking regulation
ⓘ
protect local banks from competition by large national banks ⓘ |
| primarySubject |
branch banking
ⓘ
interstate banking ⓘ |
| prohibited | interstate branching by national banks except under narrow conditions ⓘ |
| regulates | branching of national banks ⓘ |
| regulatoryFocus |
geographic expansion of bank offices
ⓘ
relationship between federal and state authority over banks ⓘ |
| relatedTo |
Glass–Steagall Act
ⓘ
surface form:
Glass–Steagall Act of 1933
Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994 ⓘ
surface form:
Riegle–Neal Interstate Banking and Branching Efficiency Act of 1994
|
| restricts | interstate branching of national banks ⓘ |
| sector | financial services ⓘ |
| subjectArea |
banking law
ⓘ
financial regulation ⓘ |
| timeInForce | most of the 20th century ⓘ |
| typeOfRestriction | geographic restriction on bank branching ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: McFadden Act of 1927 Description of subject: The McFadden Act of 1927 was a U.S. federal law that regulated national banks’ branching and effectively restricted interstate banking, helping to shape the geographically fragmented structure of American banking for much of the 20th century.
Referenced by (2)
Full triples — surface form annotated when it differs from this entity's canonical label.
Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994
→
relatedTo
→
McFadden Act of 1927
ⓘ
subject surface form:
Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994
this entity surface form:
McFadden Act