ECOA
E319786
ECOA is a U.S. federal law that prohibits discrimination in credit transactions based on characteristics such as race, sex, marital status, religion, national origin, age, or receipt of public assistance.
All labels observed (1)
| Label | Occurrences |
|---|---|
| ECOA canonical | 1 |
How this entity was disambiguated
This entity first appeared as the object of triple T3031809 — resolving that mention is where its identity was fixed. The disambiguator weighed these candidate entities and picked the highlighted one (or “None”, minting a new entity). This is how homonymy is resolved: the same surface form can point to different entities.
NED1
Entity disambiguation (via context triple)
gpt-5-mini-2025-08-07
Target entity: ECOA Context triple: [Equal Credit Opportunity Act, shortName, ECOA]
-
A.
OECA
OECA is the U.S. Environmental Protection Agency’s Office of Enforcement and Compliance Assurance, responsible for enforcing environmental laws and ensuring regulated entities comply with federal environmental standards.
-
B.
ECA
ECA is a regional United Nations commission focused on promoting economic and social development across the African continent.
-
C.
ECA
The ECA is the European Union institution responsible for auditing the EU’s finances and ensuring that its budget is correctly implemented.
-
D.
ECA
The Economic Cooperation Administration (ECA) was the U.S. government agency responsible for administering the Marshall Plan to aid European economic recovery after World War II.
-
E.
COA
COA is the acronym for the Commission on Audit, the independent constitutional body in the Philippines responsible for auditing government funds and properties.
- F. None of above. chosen
- G. Unsure - the case is ambiguous/there is not enough information to decide.
NED2
Entity disambiguation (via description)
gpt-5-mini-2025-08-07
Target entity: ECOA Target entity description: ECOA is a U.S. federal law that prohibits discrimination in credit transactions based on characteristics such as race, sex, marital status, religion, national origin, age, or receipt of public assistance.
-
A.
OECA
OECA is the U.S. Environmental Protection Agency’s Office of Enforcement and Compliance Assurance, responsible for enforcing environmental laws and ensuring regulated entities comply with federal environmental standards.
-
B.
ECA
ECA is a regional United Nations commission focused on promoting economic and social development across the African continent.
-
C.
ECA
The ECA is the European Union institution responsible for auditing the EU’s finances and ensuring that its budget is correctly implemented.
-
D.
ECA
The Economic Cooperation Administration (ECA) was the U.S. government agency responsible for administering the Marshall Plan to aid European economic recovery after World War II.
-
E.
COA
COA is the acronym for the Commission on Audit, the independent constitutional body in the Philippines responsible for auditing government funds and properties.
- F. None of above. chosen
Statements (34)
| Predicate | Object |
|---|---|
| instanceOf |
United States federal law
ⓘ
anti-discrimination law ⓘ |
| allows | civil liability for violations ⓘ |
| appliesTo |
credit applicants
ⓘ
creditors ⓘ |
| country |
United States of America
ⓘ
surface form:
United States
|
| covers |
auto lending
ⓘ
credit cards ⓘ mortgage lending ⓘ small business credit ⓘ |
| enforcedBy |
Consumer Financial Protection Bureau
ⓘ
Federal Trade Commission ⓘ federal banking agencies ⓘ |
| fullName | Equal Credit Opportunity Act ⓘ |
| implementedByRegulation | Regulation B ⓘ |
| jurisdiction | federal ⓘ |
| legalArea |
civil rights law
ⓘ
financial regulation ⓘ |
| prohibitsDiscriminationBasedOn |
age
ⓘ
color ⓘ exercise of rights under the Consumer Credit Protection Act ⓘ marital status ⓘ national origin ⓘ race ⓘ receipt of public assistance income ⓘ religion ⓘ sex ⓘ |
| protects | applicants for credit ⓘ |
| purpose | to prohibit discrimination in credit transactions ⓘ |
| regulates | credit transactions ⓘ |
| requires |
notice of adverse action to credit applicants
ⓘ
record retention by creditors ⓘ |
| sector |
commercial credit
ⓘ
consumer credit ⓘ |
How these facts were elicited
The pipeline generated the facts above by prompting gpt-5.1 with this entity's name + description and the instruction below.
Instruction
You are a knowledge base construction expert. Given a subject entity and a description of it, return factual statements that you know for the subject as a JSON list of dictionaries(triples), where keys must be "subject", "predicate" and "object". The number of facts may be very high, between 25 to 50 or more, for very popular subjects. For less popular subjects, the number of facts can be very low, like 5 or 10. # Requirements - If you don't know the subject at all, return an empty list. - If the subject is not a named entity, return an empty list. - Include at least one triple where predicate is "instanceOf". - Do not get too wordy. - Separate several objects into multiple triples with one object.
Input
Subject: ECOA Description of subject: ECOA is a U.S. federal law that prohibits discrimination in credit transactions based on characteristics such as race, sex, marital status, religion, national origin, age, or receipt of public assistance.
Referenced by (1)
Full triples — surface form annotated when it differs from this entity's canonical label.