CCPA

E1039781

CCPA is a U.S. federal law enacted in 1968 that regulates consumer credit practices and protects borrowers from unfair or abusive lending.

All labels observed (1)

Label Occurrences
CCPA canonical 1

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Statements (48)

Predicate Object
instanceOf United States federal law
aimsTo prevent deceptive credit practices
promote informed use of consumer credit
alsoKnownAs Consumer Credit Protection Act of 1968
appliesTo consumer leasing companies
credit card issuers
installment lenders
mortgage lenders
containsTitle Consumer Leasing Act
Fair Credit Reporting Act
Fair Debt Collection Practices Act
Restrictions on Wage Garnishment
Truth in Lending Act
country United States
enactedBy United States Congress
enactedInYear 1968
enforcedBy Consumer Financial Protection Bureau
Federal Trade Commission
federal banking regulators
establishes disclosure requirements for consumer credit
limits on wage garnishment
requirements for consumer credit advertising
rules for fair debt collection
fullName Consumer Credit Protection Act
hasComponent Fair Credit Reporting provisions
Fair Debt Collection provisions
Truth in Lending provisions
Wage garnishment protections
jurisdiction federal
language English
legalCitation 15 U.S.C. § 1601 et seq.
Public Law 90-321
primarySubject consumer credit
consumer protection
protects borrowers
consumers
provides civil liability for violations
rights to receive clear credit disclosures
statutory damages in certain cases
purpose to protect borrowers from abusive lending practices
to protect borrowers from unfair lending practices
to regulate consumer credit practices
region United States of America
regulates consumer credit transactions
creditors
scope consumer credit transactions for personal, family, or household purposes
sector financial regulation
signedBy Lyndon B. Johnson

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Referenced by (1)

Full triples — surface form annotated when it differs from this entity's canonical label.